Find Your Ideal Life Insurance Policy

Choosing a life insurance policy is an incredibly important decision. Let the insurance experts at Ozburn help you get the policy you need. We offer term, whole life, and group life insurance. Whether you are getting insurance for a group, your family, or yourself, contact Ozburn to get started. Our agents would be happy to walk you through every step of the process to ensure you are getting the best policy at the lowest price.

Life Insurance: What is it?

Life insurance is a contract between you and the insurance company in which you as the policyholder pay premium payments. The insurance company will pay a lump sum known as a death benefit to your beneficiaries in the event of your death. This is the best way to protect the ones you love in the case of an accident that leaves them unable to provide for themselves.

Why is Life Insurance Important?

Life insurance protects against the greatest uncertainties in life and keeps your loved ones safe. It protects the ones you love from financial hardship and provides you peace of mind in your day-to-day life. There is no way to tell what is going to happen next, which is why it is that much more important to prepare for the worst-case scenario. Ozburn understands that your family and loved ones are important to you, let us help you keep them protected.

Why Should Someone Choose Ozburn for Insurance.

Ozburn has been protecting those in need for many decades, and we are not going anywhere. Ozburn has been providing coverage for those in need in our local community since our founding and we are not stopping now. Whether you are well, ill, getting insurance for the first time, or are simply switching, you can find the protection you need at Ozburn.

Term Insurance

Term life insurance coverage is coverage that provides a payment of a stated amount if the individual that is referred to in the policy passes away within a specified term or time period. Term life insurance is offered in multiple forms such as level-term policies, yearly renewable term policies, and decreasing term policies. Term life insurance is mostly tailored to young adults with children because of the large amount of coverage for such a low cost. Term life insurance is an easy way to acquire financial protection for the ones you love.

Whole Life Insurance

Whole life insurance is life insurance that offers coverage for the entirety of the policyholder’s life as long as they pay premiums. Many of these policies also include savings parts that offer benefits and can even offer tax benefits. Whole life insurance cannot be canceled because of health-related reasons, so you can be insured worry-free.

Universal and Group Life Insurance

Universal and group life insurance are policies that are offered at a lower group rate compared to an individual rate. Usually, group life insurance is offered by corporations such as universities or employers. Many of these policies differ from person to person within the organization, but their foundation remains the same. 

Start Your Journey Today!

Life insurance shouldn’t be intimidating. Contact the experts at Ozburn today! We will make sure to advise and work with you to find the ideal policy for you. Don’t wait till late in life, get the ones you love coverage they can depend on.

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